![]() Include your projected housing expenses, and perhaps plan for whether you stay in your current home or find something smaller. You can break these expenses down into the short term, such as one to five years, the intermediate term, which would be the six- to 10-year span, and the long term, or beyond 10 years. Take into consideration every single possible expense you anticipate after your husband dies, and account for inflation as well. Keep in mind, though, anything can change in a few years, or even a year, so be flexible when you map out your finances for the future.įirst, develop a plan (some might call it a budget), said Robert Gilliland, managing director and senior wealth adviser at Concenture Wealth Management. To get to your answer, you’re going to have to do some serious analyzing of your current and expected future expenses. I am glad to see you are planning for your finances after he passes - that will save you a lot of headaches along with the heartbreak, and give you stability and security in your older age. That is such a difficult experience to live through. I am so sorry to hear about your husband’s illness. And I do not have long-term-care insurance.Ĭan I expect to live out my life in good financial health? Sounds pretty good to me, but I have been taking risks holding my savings in stocks to earn an annual realized return of more than 15% in the last decade. My goal is to enjoy the remainder of my life, leaving as much money as possible to my four siblings. I have never removed a dime from my investments, and doubt much will change that would necessitate this until I am alone. ![]() I have $60,000 in savings and $20,000 in checking currently. Other stock is worth about $20,000, and I have a 457 account worth $65,000. I have been an ambitious saver and now have reached about $350,000 earning good money on my mutual funds. I get Social Security and a pension, and now collect about $20,000 total annually. Although its exact value is unknown, I will probably clear about $800,000 for this asset, expecting I will purchase a smaller home upon his passing. His medical bills are not my responsibility. My husband is terminally ill and will likely live only another year or two. While I live a modest lifestyle, his health has prevented us from enjoying a vacation for eight years. We have always lived debt-free, and I have a nice 2020 vehicle. “And he promised that he would come back?”Ī soul bond supersons AU that absorbed our entire summer (of super).The husband took a lump Social Security payout before we met. “He snuck into the manor and helped you with your Calculus homework?” He nodded again. “But he doesn't want to kill you any longer?” Jon shook his head. “You are soul bound to the guy who tried to kill you?” he nodded. ![]() “So, let me make sure that I'm getting all of this,” Tim said finally and Jon nodded, sitting on his hands to keep still. Dnawhite76, Prubbs Fandoms: DCU (Comics), Super Sons (Comics), Superman (Comics), Batman (Comics), Robin: Son of Batman (Comics)
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